The CM Punjab Parwaaz Card 2026 was officially inaugurated by Chief Minister Maryam Nawaz Sharif on January 28, 2026, as part of the “Year of Youth” initiative.
While your draft captures the spirit of the program, some specific details regarding the loan amounts and the primary focus have been refined following the official launch. The Parwaaz Card is specifically designed as a “bridge” for skilled youth to access international markets, while the broader “Hunarmand Naujawan” package handles local startups and laptops.
CM Punjab Parwaaz Card 2026: Official Launch & Details
In a landmark move to transform Punjab’s workforce from “brain drain to brain gain,” Chief Minister Maryam Nawaz has launched the Parwaaz Card 2026. This initiative serves as a financial launchpad for skilled youth, particularly those aiming for overseas employment.
With an initial focus on 50,000 skilled individuals, the program provides the financial muscle needed to escape the exploitation of illegal travel agents and middlemen.
Benefits of the Parwaaz Card
The card functions as a digital gateway to several specialized sub-schemes:
- Interest-Free Pre-Departure Loans: Cardholders with a verified overseas job offer can receive up to Rs. 300,000 interest-free to cover visas, medical tests, air tickets, and OEP fees.
- Creative Hands & Rah-e-Rozgar: Integrated support for skilled freelancers and artisans to transition into formal entrepreneurship with tech-tool grants.
- International Certification: Subsidized access to global certifications in 250+ demand-driven trades (IT, Healthcare, Construction, etc.).
- Digital Wallet (BOP): The card is linked with the Bank of Punjab, facilitating the 20% upfront cash disbursement and 80% direct-to-vendor payments for travel expenses.
- Skills Information System: A centralized dashboard where youth can track their training and connect with licensed Overseas Employment Promoters (OEPs).
How to Apply for Parwaaz Card Online
The registration is now live and handled by the Punjab Skills Development Fund (PSDF).
- Visit the Official Portal: Go to parwaaz.psdf.org.pk.
- CNIC Verification: Register using your 13-digit CNIC and a mobile number registered in your own name. Verify via the OTP sent to your phone.
- Choose Your Category: * Job Seeker: If you are skilled but still looking for an international opening.
- Loan Applicant: If you already have a verified overseas job offer.
- Document Upload: You will need to upload a digital copy of your CNIC, Punjab Domicile, and (for loan applicants) your Overseas Job Offer Letter.
- Tracking: Once submitted, you can track your status via the portal. Approved candidates will receive a confirmation SMS.
Eligibility Criteria (2026 Update)
To qualify for the Parwaaz Card and its loan facility, applicants must meet these refined criteria:
- Residency: Must be a permanent resident of Punjab.
- Age: Minimum 18 years old.
- Skill Level: Must have completed a technical/vocational course (through PSDF, TEVTA, or similar).
- Salary Cap (For Loans): The overseas job offer must have a monthly salary of less than SAR 5,000 (or equivalent) to ensure the support reaches those who need it most.
- Co-Borrower: For the loan component, a co-borrower/guarantor is required during the Bank of Punjab (BOP) processing phase.
Frequently Asked Questions (FAQs)
Q: Is this the same as the Laptop Scheme? No. While both are part of the 2026 Youth Year, the Laptop Scheme Phase II is a separate merit-based distribution for students. The Parwaaz Card is for skilled workers and job seekers.
Q: What is the loan repayment period? The interest-free loans are repayable in easy monthly installments once the individual starts their employment abroad.
Q: Can I apply for a business loan with this card? The Parwaaz Card focuses on overseas placement. For local startups, you should apply for the “Easy Business Card” (loans up to Rs. 1 Million) or “CM Punjab Assan Karobar Finance” (up to Rs. 30 Million).