In 2026, the Benazir Income Support Programme (BISP) has fully transitioned to a Direct-to-Wallet system across Pakistan. The old days of standing in long, sweltering lines at campsites are being replaced by a more dignified, “6-Bank” digital model.
If you are expecting your first Rs. 13,500 installment, you likely have a Social Protection Account waiting for you. Here is the updated guide to unlocking your funds without the headache of middlemen or illegal deductions.
The 2026 BISP Digital Shift: What’s New?
The Government of Pakistan has partnered with six major banks—HBL, Bank of Punjab, Bank Alfalah, UBL, JazzCash (Mobilink Bank), and Easypaisa (Telenor Bank)—to ensure every rupee reaches you directly.
BISP 2026 Payment Overview
| Feature | Status in 2026 |
| Payment Amount | Rs. 13,500 (Quarterly Kafaalat) |
| Additional Grants | Taleemi Wazaif (Rs. 2,000 – Rs. 4,500 for students) |
| New System | Direct-to-Wallet (Social Protection Accounts) |
| Verification | Biometric Thumb Impression is mandatory. |
| Official SMS | Only 8171 (Ignore all other numbers). |
How to Check Your 2026 Payment Status
Before you head to a bank or agent, verify that your money has actually been released.
- The 8171 Web Portal: Visit 8171.bisp.gov.pk. Enter your 13-digit CNIC and the captcha code.
- The SMS Service: Send your CNIC number (without dashes) to 8171.
- The Result: Look for the message: “Aap ki raqam Rs. 13,500 jari kar di gai hai” (Your amount of Rs. 13,500 has been released).
Activating Your BISP Digital Wallet
In 2026, your “wallet” is essentially a simplified bank account linked to your CNIC.
Step 1: The SIM Requirement
Your mobile SIM must be registered in your own name (the beneficiary’s name). If you are using a SIM registered to your husband or son, the digital wallet will not activate.
Step 2: Biometric Verification
Visit a designated branch of the partner bank assigned to your district (e.g., Bank of Punjab in many parts of Punjab, HBL in Sindh).
- Place your thumb on the biometric machine.
- The bank will “link” your CNIC to your new Social Protection Wallet.
Step 3: The 8171 Confirmation
Once linked, you will receive an SMS from 8171 confirming that your account is active and the Rs. 13,500 has been deposited.
How to Withdraw Your Full Rs. 13,500
You now have three ways to get your cash, all of which are 100% free of charge.
- Bank ATMs: Use any biometric-enabled ATM of the partner bank. Select “BISP/Ehsaas” from the menu, enter your CNIC, and use your thumbprint to withdraw.
- Authorized Retailers: Visit a JazzCash or Easypaisa shop. Only give your thumbprint after confirming the agent is showing you the full amount on their screen.
- Bank Branches: You can also go inside the bank to withdraw over the counter if the ATM is out of cash.
Critical Safety Tips: Don’t Get Scammed
“BISP officials will never call you to ask for an OTP or your ATM PIN.”
- Full Amount: Do not accept anything less than Rs. 13,500. If an agent says there is a “fee” or “service tax,” they are lying. Report them immediately.
- The Receipt: Always demand a printed receipt of the transaction.
- Fake SMS: Scammers often send messages from 11-digit mobile numbers. Trust ONLY 8171.