In mid-February 2026, Employees’ Old-Age Benefits Institution (EOBI) continues to serve as a major financial support system for retired private-sector workers across Pakistan. After approval from the federal cabinet in late 2025, the minimum EOBI pension has officially been increased to Rs. 11,500 per month, and in 2026 most pensioners are now receiving the full benefit of the 15% formula-based increase.
This complete guide explains the latest EOBI pension rates 2026, eligibility rules, biometric verification process, online status check method, and common issues with solutions.
EOBI Pension 2026 Snapshot
| Feature | Status (February 14, 2026) |
|---|---|
| Minimum Pension | Rs. 11,500 per month |
| Pension Eligibility | 15 years of contributions |
| Rounding-Off Rule | 14.5 years treated as 15 years |
| Verification Frequency | Every 6 months (Biometric) |
| Payment Partner Bank | Bank Alfalah |
| Official Website | EOBI Official Portal |
Mandatory Biometric Verification for EOBI Pensioners 2026
To keep pension payments active, all EOBI pensioners must complete biometric proof-of-life verification twice a year, usually in March and September.
Where to Complete Biometric
- Any Bank Alfalah branch
- Designated HBL Konnect agents
New Facial Verification Facility (2026)
From January 20, 2026, National Database and Registration Authority (NADRA) has introduced facial recognition verification for citizens whose fingerprints do not match.
Pensioners can visit a NADRA Registration Center and obtain a facial biometric certificate for a small fee.
Important: Failure to complete biometric verification will result in immediate pension suspension.
How to Check EOBI Pension Status Online
EOBI provides an online tracking system for employees and pensioners.
Steps:
- Visit the EOBI Individual Tracking Portal.
- Select your category:
- Insured Person (working employee)
- Pensioner (retired)
- Enter your 13-digit CNIC (without dashes).
- View:
- Application status
- Next biometric verification date
- Contribution record
For Employees
Confirm that your employer is depositing the 6% total contribution:
- 5% from employer
- 1% from employee
Eligibility Milestone – Rounding-Off Rule (2026)
A landmark judgment by the Federal Constitutional Court in January 2026 has strengthened workers’ pension rights.
What the Rule Says
Workers who complete 14.5 years (174 months) of service are legally considered to have completed 15 years.
Impact
EOBI cannot reject pension applications due to a shortfall of six months or less.
Common EOBI Pension Problems & Solutions
Record Not Found
Your CNIC may not be linked with your old EOBI registration number.
➡ Visit your nearest EOBI Regional Office to merge records.
Pension Not Received
Pensions are usually credited between the 1st and 5th of each month.
➡ First check your biometric status.
Scam Alert
EOBI never charges money over phone calls or messages to release pensions.
Official updates come only through bank SMS or the EOBI online portal.
Final Words
The EOBI Pension Increase 2026 is a major relief for retired workers in Pakistan. By completing biometric verification on time and regularly checking your status online, you can ensure uninterrupted monthly pension payments.