BISP Sahulat Account Launching 2026 The Government of Pakistan, in collaboration with the State Bank of Pakistan (SBP), has officially launched the BISP Sahulat Account for 2026. This revolutionary banking model is designed to provide over 9.3 million beneficiaries with a formal bank account, moving away from the traditional agent-based cash withdrawals.
By linking financial assistance directly to personal bank accounts, the program aims to eliminate “mafia” commissions, reduce long queues at campsites, and empower women through true financial inclusion.
What is the BISP Sahulat Account 2026?
The Sahulat Account is a “Limited Mandate” bank account specifically created for BISP beneficiaries. Unlike standard bank accounts, it is simplified to ensure that even those without prior banking experience can manage their funds easily.
How to Register for BISP Sahulat Account (Step-by-Step)
The registration process has been made “Single-Visit” to facilitate women. Follow these steps to get your account activated:
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Check Your Mapping: BISP has mapped every beneficiary to a specific bank branch near their residential address. Send your CNIC to 8171 to receive the name and location of your assigned bank.
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Visit the Assigned Branch: Go to the designated bank branch with your Original CNIC and your BISP-registered mobile SIM.
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Biometric Verification: The bank staff will perform a thumb impression verification (Biometric). If your fingerprints are worn out, they will use NADRA Verisys for alternative verification.
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Account Activation: Once verified, the bank will instantly open your Sahulat Account. You will provide basic details like your mother’s maiden name and place of birth.
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Receive Your PayPak Card: After activation, the bank will issue a pre-activated PayPak Debit Card in a sealed envelope. You will be guided on how to generate your 4-digit PIN at the ATM.
Why Should You Switch to the Sahulat Account?
The transition to formal banking offers several advantages over the old “Retailer” system:
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Zero Deductions: Since the money goes directly into your account, no agent can ask for a “fee” or deduction.
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ATM Access: You can withdraw your money from any bank’s ATM across Pakistan without paying any transaction charges.
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SMS Alerts: You will receive a real-time SMS on your registered SIM the moment your stipend is deposited by the government.
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Financial Dignity: Beneficiaries can walk into a bank branch like any other customer, ensuring a more dignified experience.
Key Rules and Constraints for 2026
To keep the system secure, the State Bank has set specific rules for these accounts during the 2026 pilot phase:
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Limited Mandate: These accounts are primarily for receiving BISP funds. Large private deposits or international transfers may not be allowed initially.
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No Cheque Books: To prevent fraud, cheque books will not be issued; all withdrawals must be via ATM or Biometric at the counter.
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One Visit Policy: BISP and banks are mandated to complete the entire opening and PIN generation process in one single visit.
Warning: Opening a BISP Sahulat Account is completely free. Banks are strictly prohibited from charging beneficiaries for account opening or ATM card issuance. Report any bank staff asking for money to the BISP helpline at 0800-26477.