The Government of Balochistan,Balochistan Health Insurance Policy 2026 led by Chief Minister Mir Sarfraz Bugti, has officially approved a landmark Health Insurance Policy for all public sector employees. This initiative is a major gift to the province’s civil servants, ensuring they no longer have to worry about expensive medical bills during emergencies.
Scheduled for a formal launch on March 7, 2026, the policy provides premium healthcare access to approximately 250,000 government employees across the province.
Key Highlights of the Policy
This insurance scheme is designed to provide high-end medical facilities not just within Balochistan, but at top-tier hospitals throughout Pakistan.
| Feature | Policy Details |
| Coverage Limit | Up to Rs. 1,000,000 (10 Lakh) per year |
| Eligibility | All Public Sector Employees (Grades 1 to 22) |
| Launch Date | March 7, 2026 |
| Hospital Network | Leading Private & Public Hospitals Nationwide |
| Treatment Type | Cashless (No upfront payment required) |
Benefits for Government Employees
The policy aims to streamline the current medical reimbursement system, which costs the provincial treasury nearly Rs. 7 billion annually, into a more efficient insurance-based model.
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Nationwide Access: Employees can get treated at top hospitals in Karachi, Lahore, Islamabad, and Quetta.
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Comprehensive Care: The insurance covers major surgeries, cardiac procedures, cancer treatment, and emergency room services.
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Family Protection: Detailed rules for family inclusion (spouse and children) will be finalized by the launch date to ensure the whole household is protected.
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No More Advance Payments: The “Cashless Treatment” feature means you only need your CNIC or Health Card to start treatment—no more waiting for department approvals or advance cash.
How to Check Eligibility and Register
The government is integrating the employee database with State Life Insurance and the Health Department.
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Verify via CNIC: Once the portal goes live on March 7, you can check your status on the official Balochistan Health Card website or app.
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SMS Service: You will be able to send your CNIC number to a designated code (likely 8500) to confirm your enrollment.
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Required Documents: Ensure your family record is updated in the NADRA database, as the insurance will pull data directly from your FRC (Family Registration Certificate).
Important Updates on Hospital Infrastructure
Along with the insurance launch, the Chief Minister has ordered the immediate rehabilitation of two major provincial hospitals:
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Civil Hospital Quetta
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Bolan Medical Complex Hospital (BMCH)
These hospitals are being upgraded with modern machinery and better emergency wards to provide high-quality care to both employees and the general public.
Conclusion
The Balochistan Health Insurance Policy 2026 is a revolutionary step toward the welfare of those who serve the province. By providing a 10-lakh rupee safety net, the government is ensuring that medical emergencies do not become financial disasters for its employees.