Immediate Update for Beneficiaries! The Benazir Income Support Programme (BISP) has officially launched its Digital Wallet system in 2026, a revolutionary change that sends your financial aid directly to your mobile phone. No more long queues or risky cash collection—your payment is now secure, instant, and accessible 24/7. This guide explains everything: how to activate your wallet, check your new payment, and use the latest features designed for your convenience.
The BISP Digital Wallet is a major leap towards financial inclusion in Pakistan’s social safety net. It replaces the old cash distribution model with a secure, CNIC-linked mobile wallet. This system ensures transparency, reduces fraud, and gives beneficiaries full control over their funds. Whether you have a smartphone or a basic feature phone, you can now manage your BISP assistance digitally.
What is the BISP Digital Wallet System?
The BISP Digital Wallet is a mobile-based account linked to your CNIC. Think of it as a mini bank account on your phone specifically for your BISP funds.
- Linked to Your CNIC: Your identity and wallet are connected for security.
- Receives Payments Directly: Your quarterly BISP installments are deposited here.
- Multiple Uses: Withdraw cash, pay at shops, or send money to family.
- Accessible to All: Works via a simple USSD code for basic phones and an app for smartphones.
What Are the New Features & Benefits for 2026?
The 2026 update has made the wallet more powerful and user-friendly. Here are the key benefits:
| Feature | Benefit for You |
|---|---|
| Instant Payment Alerts | Get an SMS as soon as your payment is deposited. |
| Biometric & PIN Security | Your money is protected with dual-layer security. |
| Wide Agent Network | Withdraw cash from thousands of JazzCash/Easypaisa agents nationwide. |
| Mobile App & USSD | Manage money via *786# dial code or the BISP app. |
| Bill Payments & Purchases | Pay utility bills or buy groceries directly from the wallet. |
Who is Eligible for the BISP Digital Wallet?
The wallet is automatically available to all existing and newly approved BISP beneficiaries. Your eligibility is based on:
- Your PMT Score being below the threshold (usually below 32).
- Successful verification in the BISP/NSER database.
- Having a valid CNIC.
- Using a mobile number registered in your name.
How to Activate Your BISP Digital Wallet (Step-by-Step)
If you are a BISP beneficiary, follow these steps to activate your wallet:
- Wait for Notification: BISP will send you an SMS invitation to activate your digital wallet.
- Visit an Activation Point: Go to your designated BISP payment center or an authorized JazzCash/Easypaisa franchise.
- Biometric Verification: Provide your original CNIC and complete a thumbprint verification.
- Receive Your Credentials: The agent will help you set up a 4-digit PIN for your wallet.
- Wallet Activated: Your wallet is now active! You will receive an SMS confirmation.
How to Check Payment & Balance in Your Digital Wallet?
Checking your balance is very simple. Use either of these methods:
- Via USSD Code (Basic Phones): Dial *786# from your registered mobile number. Follow the menu to check your balance.
- Via Mobile App (Smartphones): Download the “BISP” or “JazzCash/Easypaisa” app from your app store. Log in using your registered number and PIN to see your balance.
- Via SMS Alert: You will automatically receive an SMS every time a payment is deposited.
How to Withdraw Cash or Use the Money?
Once the payment is in your wallet, you have multiple options:
- Cash Withdrawal: Visit any authorized agent (JazzCash/Easypaisa shop). Provide your mobile number and PIN to withdraw cash.
- Pay at Stores: Use your wallet to pay at thousands of shops and utility stores that accept mobile money.
- Send Money: Transfer funds to another mobile wallet (like a family member’s) easily.
- Pay Bills: Use the wallet menu to pay your electricity, gas, or mobile phone bills directly.
What Are the Security Tips for Your Wallet?
Protect your funds with these essential practices:
- Never Share Your PIN: Your 4-digit PIN is like your ATM password. Do not share it with anyone, not even family or agents.
- Beware of Scam Calls: BISP or its partners will never call you to ask for your PIN or OTP. Such calls are scams.
- Report Lost Phone Immediately: If your phone is lost or stolen, immediately call the BISP helpline (0800-26477) or your mobile wallet provider’s customer service to block the wallet.
- Use Official Channels Only: Only use the *official USSD 786# or the verified BISP/JazzCash/Easypaisa app.
FAQs
Q1: Is there any fee for using the BISP Digital Wallet?
A1: No. Receiving your BISP payment and checking your balance is free. A small transaction fee may apply for cash withdrawals or bill payments, similar to other mobile wallets.
Q2: What if I don’t have a smartphone?
A2: No problem! The system is designed for all phones. Simply use the *786# USSD code from your basic phone to access all services.
Q3: How will I know when a new payment arrives?
A3: You will receive an automatic SMS notification from 8171 or your wallet provider as soon as the government deposits the payment into your wallet.
Q4: Can I use this wallet if I’m not a BISP beneficiary?
A4: No. The BISP Digital Wallet is exclusively for verified BISP beneficiaries. For others, standard JazzCash or Easypaisa wallets are available.
Q5: What is the official helpline for wallet issues?
A5: For BISP-related queries, call 0800-26477. For technical wallet support (JazzCash/Easypaisa), contact their customer service: JazzCash: 4444, Easypaisa: 3737.
Conclusion:
The BISP Digital Wallet New Payment System is a transformative step towards dignity, security, and convenience for millions. It puts you in control of your funds and integrates you into the digital economy. If you are a beneficiary, ensure your mobile number is registered correctly with BISP and activate your wallet at the earliest opportunity. Welcome to a safer, smarter way of receiving your entitled support.
For Official Information and Updates, Always Rely On: BISP Official Website