The Parwaaz Card Scheme 2026 has officially moved from announcement to action. Launched by Chief Minister Maryam Nawaz Sharif, the program’s digital portal is now the primary gateway for Punjab’s youth to access interest-free loans and global employment opportunities.
Below is the most comprehensive and up-to-date guide on the registration timeline, loan approval process, and portal usage for 2026.
Official Portal Opening Date
The Parwaaz Card online portal officially opened for public registration on January 28, 2026. Following its inauguration, the portal began accepting applications for both job seekers (looking for work) and loan applicants (those who already have a job offer abroad). The system is fully digital, meaning no physical application forms are required.
Parwaaz Card Categories & Benefits
The 2026 scheme is designed with two distinct paths to ensure transparency and targeted support:
Overseas Employment Track (Loan Applicant): Specifically for those who have a confirmed job offer letter. You can get an interest-free loan of up to Rs. 1,000,000 (10 Lakh) to cover pre-departure expenses like air tickets, visa fees, medical tests, and protectorate charges.
Skill Readiness Track (Job Seeker): For youth who are skilled but don’t have a job offer yet. The portal connects you with licensed Overseas Employment Promoters (OEPs) and provides access to international certifications and language training.
Loan Approval Process & Timeline
One of the biggest concerns for applicants is how long it takes to get the money. In 2026, the process is streamlined to be completed within 7 to 10 working days after successful verification.
Step 1: Application Review: The Punjab Skills Development Fund (PSDF) reviews your uploaded documents and job offer letter. Step 2: Verification: The system verifies your CNIC with NADRA and checks your credit history (e-CIB) to ensure you are not a bank defaulter. Step 3: Bank Processing: Approved files are sent to the Bank of Punjab (BOP). You will be required to visit a designated branch for final biometric verification. Step 4: Fund Release: Upon approval, 20% of the loan amount is released in cash to help with immediate costs. The remaining 80% is disbursed directly for air tickets, medical, and visa fees through the official portal system.
Mandatory Eligibility & Documents
To avoid rejection at the portal level, ensure you meet these criteria:
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Residency: Permanent resident of Punjab (verified via CNIC).
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Age: Minimum 18 years; for business loans, usually up to 35-45 years.
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Mobile Number: Must be registered in the applicant’s own CNIC to receive the OTP.
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Soft Skills Certificate: You must complete a 24-hour online training module available on the portal before applying for the loan.
How to Register Online (Direct Portal Link)
Follow these steps to ensure your application is submitted correctly:
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Visit the Portal: Go to parwaaz.psdf.org.pk.
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Create Account: Use your CNIC and mobile number. Enter the OTP sent to your phone.
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Complete Profile: Add your educational background, skills, and current job status.
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Upload Documents: Provide clear, uncropped scans of your CNIC, Punjab Domicile, and (if applicable) your verified Job Offer Letter.
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Track Status: Use your unique Application ID on the portal dashboard to see if your status is “Under Review,” “Approved,” or “Disbursed.”
6. Official Warning and Support
Registration for the Parwaaz Card is completely free. There are no “official agents” or “private consultants” who can guarantee approval for a fee. All payments and approvals are handled exclusively through the official PSDF portal and the Bank of Punjab.
Helpline: (042) 111-11-PSDF (7733) Email Support: parwaaz.info@psdf.org.pk