Who is Eligible for the CM Punjab Minority Card 2026 Program?

To ensure the money reaches those who truly need it, the government has set specific eligibility rules. You can apply if you meet the following criteria:

  • Provincial Residency: You must be a permanent resident of Punjab with a valid Punjab domicile.

  • Religious Minority: You must belong to a minority community, such as Christian, Hindu, Sikh, Parsi, or others.

  • Financial Need (PMT Score): Your household PMT (Proxy Means Test) score must be 45 or below. This is the same score used for BISP/Ehsaas programs to measure poverty levels.

  • Not a BISP Beneficiary: You should not be currently receiving financial aid from the Benazir Income Support Program (BISP) or the Punjab Social Protection Authority (PSPA).

  • Valid Identification: You must have an original, NADRA-verified CNIC.

How Much Monthly Stipend is Given Under the CM Punjab Minority Card Scheme?

The financial package for this card is quite significant and is distributed in cycles:

Benefit Type Amount Details
Regular Stipend Rs 10,500 provided every three months (Quarterly).
Annual Total Rs 42,000 per year.
Festival Grants Special one-time payments of Rs 15,000 during religious festivals (e.g., Christmas, Holi, Easter, Diwali).
Additional Support Access to education scholarships for children and small business loans.

Step-by-Step Online Registration Guide for Punjab Minority Card 2026

Applying for the card is simple. You don’t need to pay anyone to register; you can do it yourself online:

  1. Visit the Official Portal: Go to the Punjab Minority Card website: mcard.punjab.gov.pk.

  2. Create an Account: Enter your full name and a mobile number that is registered in your own name.

  3. Enter Your CNIC: Provide your 13-digit CNIC number for verification.

  4. Fill the Application: Enter your family details, home address, and select your religion.

  5. Submit for Verification: Once submitted, your data will be cross-checked with NADRA and NSER records. You will receive a confirmation SMS if your application is approved.

Required Documents for CM Punjab Minority Card Application and Verification

Before starting the application, make sure you have these documents ready:

  • Original CNIC: Ensure it is not expired.

  • Registered Mobile SIM: The SIM card must be registered against the applicant’s CNIC to receive the payment SMS.

  • Proof of Income: While not always required, having a salary slip or proof of low income helps during physical verification.

  • NSER Survey Receipt: If you have previously participated in the BISP/NSER survey, keep that slip handy to verify your PMT score.

How to Check Your Punjab Minority Card Balance and Payment Status Online

Once you are registered, you can check if your money has arrived using these methods:

  • SMS Alerts: You will receive a message from the government (usually from 8123 or a dedicated PSPA code) when the Rs 10,500 is credited.

  • ATM Withdrawal: You can visit designated bank ATMs (like Bank of Punjab) and use your card or biometric (thumb impression) to withdraw the cash.

  • Authorized Retailers: You can also visit official PSPA payment centers or retailers in your city to collect the money.

Frequently Asked Questions (FAQs)

Q: Can multiple family members get the card? A: No, only one person per household (usually the head of the family) is eligible to receive the stipend.

Q: What if I don’t know my PMT score? A: You can visit any BISP Tehsil Office to check your PMT score or ask for a fresh NSER survey.

Q: Is there any fee for the Minority Card? A: No. The card and the registration process are 100% free. Do not give money to anyone claiming to be an agent.