Great news for millions of families! The Benazir Income Support Programme (BISP) has officially increased the Kafalat quarterly installment to Rs 13,500 for the year 2026, and the first payments are already being distributed. But if you haven’t received your money yet, it’s likely because your district’s payment phase hasn’t started. This guide provides the official 2026 schedule and the exact steps to check your status and collect your full payment without any hassle or deductions.
The enhanced financial support of Rs 13,500 per quarter is a critical response to rising living costs, aiming to provide greater stability to low-income households across Pakistan. Payments are released in a phased, district-wise manner to ensure smooth processing and avoid overcrowding at disbursement points.
BISP Kafalat 2026 Quarterly Payment Schedule
| Quarter (2026) | Expected Payment Release Period |
|---|---|
| January – March | Late January to March 2026 (CURRENTLY ACTIVE) |
| April – June | Mid to Late April 2026 |
| July – September | Mid to Late July 2026 |
| October – December | Mid to Late October 2026 |
How to Check Your BISP Kafalat 13500 Installment Status?
Before visiting any payment center, always confirm your eligibility and payment release status using these official, free methods.
- Via 8171 SMS Service: From your registered mobile number, send your 13-digit CNIC (without dashes) to 8171. You will receive an instant reply with your payment status.
- Via Official Web Portal: Visit the BISP 8171 Portal. Enter your CNIC and the captcha code to view your detailed eligibility and payment information online.
- Via BISP Helpline: For assistance, call the toll-free helpline at 0800-26477.
Where Can You Collect Your BISP Kafalat 13500 Installment?
Once your status is confirmed, you can withdraw your installment from multiple authorized channels:
- Designated BISP Camps: Temporary payment camps are set up in Tehsil and Union Council offices during the active payment phase.
- Partner Bank ATMs: Use your CNIC for biometric verification at HBL or Bank Alfalah ATMs enabled for BISP payments.
- Authorized Retailers/POS Agents: Collect cash from registered agents like HBL Konnect or JazzCash/EasyPaisa shops with biometric devices.
Essential Documents & Safety Tips
| Do’s | Don’ts |
|---|---|
| Carry your original CNIC for biometric verification. | Never pay any fee or commission to an agent or staff. |
| Always ask for a printed receipt after withdrawal. | Do not share your CNIC or bank details with strangers. |
| Verify the agent’s identity and device before proceeding. | Avoid collecting payment from unauthorized persons. |
| Collect the full amount of Rs 13,500. | Do not believe promises of “extra” money for a fee. |
| Report any issues immediately to the BISP Helpline: 0800-26477. | Never send your CNIC photo or OTP to anyone claiming to be from BISP. |
What Are the Eligibility Criteria for BISP Kafalat 13500 Installment 2026?
To qualify for the Rs 13,500 Kafalat installment, you must meet these core conditions:
- Female Beneficiary: The program primarily registers women as the head of eligible households.
- Valid & Verified CNIC: Your Computerized National Identity Card must be valid and biometrically verified with NADRA.
- Poverty Score (PMT): Your household’s Proxy Means Test (PMT) score must fall below the government’s poverty threshold.
- Active Status in NSER Survey: Your family’s details must be accurately recorded and active in the National Socio-Economic Registry (NSER) database.
- No Disqualifying Factors: The beneficiary should not be a government employee or own significant assets.
What If You Are Marked Ineligible?
If your 8171 status shows “ineligible,” you can take the following steps:
- Visit BISP Tehsil Office: Go to your nearest BISP office with your original CNIC.
- Request Data Re-Survey: Ask for your household details to be re-checked and updated in the NSER Dynamic Survey.
- Submit Required Documents: Provide any missing documents, like updated proof of income or residence.
- Wait for Re-Evaluation: Your case will be re-assessed, and you will be notified via SMS.
Conclusion
The BISP Kafalat 13500 Installment program 13500 installment for 2026 is a significant boost to household incomes. Successfully accessing it requires you to know your district’s payment phase, verify your status via the official 8171.bisp.gov.pk portal or SMS, and collect your funds only from authorized points while following safety guidelines. Stay informed through official channels to ensure you receive your full financial support on time.